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Three common credit errors

Chris Boss explains the three most common types of credit errors found on a credit report.


The three most common types of credit report mistakes are:

Accounts related to identity theft, where someone stole your information and opened up a credit card or some other account in your name.

What's called a mixed file, which is where the credit reports confuse your information. Most of the time with a parent or sibling, or some other friend or family member.

And lastly, the famous "zombie debt." These are the accounts that are really old and should have fallen off the report. But the creditors re-age it to make it stay on your report.

If any of these things are on your credit report, call us for a free consultation. We're happy to help.