A Nationally Recognized Firm
No Fees Unless We Win! Call Us Today!
Fair Debt Collection Practices Act Protecting Your Future

Fair Debt Collection Practices Act

Have You Been Harassed by Creditors in St. Petersburg? Our Attorneys Can Help!

If you owe money you are struggling to pay back, chances are you’ve received phone calls or mail communications from creditors. These communications are never pleasant to receive, but there is a line between communication that is fair and appropriate and communications intended to annoy,abuse, or harass. That is why the Fair Debt Collection Practices Act was created- to protect consumers against inappropriate collection actions.

According to the federal statute, the purpose of the act is:

  • To eliminate abusive practices in the collection of consumer debts.
  • To provide consumers with a way of disputing and obtaining validation of debt information in order to ensure a debt’s accuracy.
  • To promote fair debt collection practices.

If you are dealing with debtor harassment that violates any of the protections in place under the Fair Debt Collection Practices Act, our St. Petersburg attorneys at Boss Law want to help. Our legal team has ample experience protecting individuals facing debtor harassment, and we want to use our knowledge and resources to help you stand up for your rights.

Call (727) 877-3188 today to get in touch with our firm. We offer free case evaluations and we truly care about protecting your rights.

What Types of Actions Are Prohibited Under the Fair Debt Collection Practices Act?

The following actions are considered harassment under the Fair Debt Collection Practices Act and are prohibited for their abusive and deceptive nature:

  • Calling people on the phone outside of the hours of 8:00 a.m. and 9:00 p.m. local time.

  • Continuing to communicate with a consumer after they have sent in a written request to cease communications, with certain exceptions, before the collector files a lawsuit.

  • Communicating with debtors at their place of employment after being advised that it is unacceptable to do so.

  • Contacting a consumer known to be working with an attorney.

  • Causing a telephone to ring or placing calls continuously and repeatedly in order to annoy the consumer.

  • Communicating with a consumer after a request of validation has been made.

  • Publishing a consumer’s name and/or address.

  • Misrepresenting or using deceit in order to collect on a debt.

  • Threatening legal action or arrest that is not actually contemplated or permitted.

  • Using abusive or profane language.

  • Revealing or discussing the nature of a debt with a third party (other than the consumer’s lawyer or spouse).

  • Reporting or threatening to report false information to a consumer’s credit report.

We Can Help You Fight Creditor Harassment

If you have experienced abusive or harassing behavior from a creditor or debt collection agency, do not hesitate to contact Boss Law as soon as possible. You may have grounds for legal action under the FDCPA. We can advise you on whether or not you have a case during a free consultation with an attorney at our firm. We have offered trusted legal solutions to Florida residents for several years, and have helped hundreds of people effectively resolve their cases.

To schedule your complimentary case review, call Boss Law today at (727) 877-3188. We represent consumers throughout St. Petersburg and the surrounding areas of Florida.

Our Clients Share Their Story

Hear From the Thousands of People We Have Helped
  • From the first call, Boss Law made me feel empowered.

    “When you are looking for help you may feel out of your depth. It can be very overwhelming. From the first call, Boss Law made me feel empowered. Even though my situation was outside of their practice ...”

    - Nicole H
  • Chris made me feel as if I was talking to a good friend, he made me feel at peace with my situation.

    “I read great reviews online about his honesty and great work so I was eager to talk to him about my case and I'm glad I did! Chris made me feel as if I was talking to a good friend, he made me feel at ...”

    - Dulce H.
  • It a breath of fresh air knowing there is someone who understands the frustrations of dealing with collections...

    “I am currently working with boss legal. So far I spoke with Chris. First off he is very professional. Was willing to answer all my questions and go out of his way to further assist me. He is ...”

    - Salvatore I.
  • They were spectacular in working with me every step of the way.

    “Chris and the team at Boss Law are absolutely top-notch, they provided excellent counsel and guidance to enable me to resolve a fraudulent account and associated lawsuit in under 45 days from first ...”

    - Mark W.
  • Years of experience play a key role in his ability to solve problems quickly and efficiently.

    “Chris is an amazing lawyer that can help with a multitude of items. Chris always treats you with respect and focuses on you and your issues at the present. Years of experience play a key role in his ...”

    - Former Client

Values Our Firm Stand By

Learn Why Clients Choose Boss Law 
  • No Fee Unless We Win!

    Your consultation is free and with an experienced attorney. You don't pay any "out of pocket costs" unless we win!

  • Focused on Your Rights

    If you’re dealing with unfair debt collection practices or creditor harassment, we will fight for your legal rights.

  • We Care

    When you hire with Boss Law, you can rest assure your well-being is our priority. We strive to make the process as stress-free as possible.

  • Experience

    Our attorneys are backed by more than 20 years of combined legal experience and can help you choose the best path for your legal matter.

Contact Boss Law Today

Schedule Your Free Consultation
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.