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Fair Credit Reporting Act Protecting Your Future

St. Petersburg Fair Credit Reporting Act Attorneys

Committed to Delivering Excellent Legal Services for 10+ Years

There are times in life when minor errors are not a big deal, while there are other cases when a single error could be extremely costly. In terms of credit reports, the latter situation is unfortunately the case. If your credit report contains any information that is incomplete, not up-to-date, or simply inaccurate, you could be facing devastating consequences. Often, applications for mortgages, educational loans, health insurance, credit cards, or even employment are rejected because of erroneous credit reports.

This tragic scenario is usually not your fault, but of those processing your report. This is why you need our St. Petersburg Fair Credit Reporting Act lawyers to support you. Boss Law is at your side no matter what.

Call us today at (727) 877-3188 to learn how our St. Petersburg attorneys can protect your rights related to the Fair Credit Reporting Act.

Why Should You Hire a Credit Report Lawyer?

Did you know that the Federal Trade Commission (FTC) found that one in five credit reports were filled with multiple kinds of mistakes? Some of these errors were so damaging that the victims of these error-filled reports discovered that they were outright rejected from job applications, mortgage requests, or credit requests.

Therefore, to protect consumers' rights, a federal law from the U.S. government was established. Commonly known as the Fair Credit Reporting Act (FCRA), any person who identifies information within their credit report report that is wrong is able to dispute the errors and request that these mistakes be either corrected or completely removed. If a creditor refuses this request, usually because they do not have the time or resources to review the dispute or investigate the error, your next step is to file a lawsuit.

Types of FCRA Damages That You Can Claim

You may be surprised to discover that there are actually multiple kinds of damages which you can claim under the Fair Credit Reporting Act.

Some of the claims we have successfully litigated on behalf of our clients include:

  • Accumulated economic loss, often created by being denied lower rates of interest
  • Losing an opportunity for a job or being rejected from a career offer
  • Being denied from an application for housing
  • Facing termination from your place of employment
  • Having applications for health, auto, housing, or other insurances denied
  • Deteriorating health from stress, anxiety, and loss of sleep
  • Lowered reputation among your colleagues and peers
  • Humiliation and embarrassment in the office or among social and familial circles
  • Decreased well-being and mental health

How We Can Help You With Your Dispute

When creditors or credit reporting agencies have made mistakes, they are legally required to fix them once consumers have sent dispute letters. However, if the credit reporting agency has simply ignored you, or outright rejected your dispute letter, we can file a lawsuit on your behalf to not only correct the error but to obtain justice for the damages you suffered.

We are also ready to sue for violations of the FCRA in scenarios where companies actually pull reports without getting a consumer's permission, either verbally or in written form. No matter the distinct case of injustice, you can trust our St. Petersburg Fair Credit Reporting Act attorneys to serve your case with determination and fervor.

Contact us now at (727) 877-3188 so that your consumer protection attorneys at Boss Law can handle all of your disputes.

Credit Report Mistakes

Learn More by Watching the Helpful Videos Below
  • How we work with you on credit report errors
  • Check your credit report regularly during the Coronavirus Pandemic
  • Three common credit errors
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Our Clients Share Their Story

Hear From the Thousands of People We Have Helped
  • I was being harassed by phone solicitors, and they handled every aspect for me.

    “I had the best experience with Boss Law! I was being harassed by phone solicitors, and they handled every aspect for me. Very professional and extremely helpful! Many Thanks!!”

    - Donna Dellapelle
  • Within the first few minutes of our conversation, Chris made me feel at ease & hopeful again!

    “I only wish I had found Boss Law sooner! After hiring another costly company, my situation and confidence had only worsened. I was ready to give up. By the grace of God, I was introduced to Mr. Boss! ...”

    - Crystal Nicole
  • They are highly skilled, very responsive, and get the job done.

    “Best law firm out there to make your creditors and the credit bureaus pay for damaging your reputation and for not following the Fair Credit Reporting act. They are highly skilled, very responsive, ...”

    - Randy Hardy
  • You can be sure he is in your corner and he will only do what is in YOUR best interests.

    “I have known Chris for years. The first thing you will notice when you talk to him is that he is focused on YOU. You can be sure he is in your corner and he will only do what is in YOUR best ...”

    - Davis Morris
  • I would highly recommend Boss Law to anyone that is going through the foreclosure process.

    “I hired Chris Boss to represent me in a justified real estate foreclosure that involved a home with a questionable sinkhole repair reported by Pasco County five years after our purchase of the ...”

    - Leonard Sparks
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Values Our Firm Stand By

Learn Why Clients Choose Boss Law 
  • No Fee Unless We Win!

    Your consultation is free and with an experienced attorney. You don't pay any "out of pocket costs" unless we win!

  • Focused on Your Rights

    If you’re dealing with unfair debt collection practices or creditor harassment, we will fight for your legal rights.

  • We Care

    When you hire with Boss Law, you can rest assure your well-being is our priority. We strive to make the process as stress-free as possible.

  • Experience

    Our attorneys are backed by more than 20 years of combined legal experience and can help you choose the best path for your legal matter.

Contact Boss Law Today

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