Free Credit Dispute Letter Templates
Delivering Dependable Consumer Protection Services
If you have ever noticed a suspicious charge on your credit card statement,
there is a high possibility you are dealing with identity theft. Identity
thieves often make several purchases using your information, or even open
new lines of credit or accounts in your name. This can reflect terribly
on your credit, making your score much lower than it actually is. Alternatively,
credit reporting agencies can themselves make mistakes, causing a major
issue to your credit report as well.
When these unfortunate situations occur, do not hesitate to contact our
consumer protection attorneys. One of the best steps of action you can
take is to write a dispute letter to each of the credit bureaus. Our dispute
letter lawyers in St. Petersburg can help you claim your rights to have
your report fixed. Trust Boss Law to make sure your credit report and
score is accurate.
Call us today at
(727) 877-3188 so our credit report lawyers can take action against the inaccurate or
fraudulent information found within your credit report.
How Our Attorneys Can Help You
While people generally tend to avoid conflict, in some cases it is necessary
to fight for your rights or face terrible consequences. When it comes
to dealing with credit bureau reports, it is essential to start disputes
when you notice a mistake, intentional or not, has been made on your credit report.
Credit reporting agencies are responsible for taking care of such mistakes.
However, if you have written a letter and they still have not acted by
the end of 30 days, our lawyers can help you file a lawsuit. Taking these
necessary steps of legal action can even result in you receiving compensation
Click here for sample dispute letters:
Some of the errors your credit reporting agency is responsible for correcting include:
Personal information, including names, birthdates, home and work addresses, marital status,
and employment information, which are incomplete.
Incorrect or incomplete credit information for payments you made on time or accounts that are listed as open but
really should be closed, including accounts over seven years in age.
Wrongful information on the public record that falsely identifies you as being involved in certain bankruptcies
Outdated information about bankruptcies or liens you filed or paid for in the past.
The Duty of the Fair Credit Reporting Act [FCRA]
According to federal law, the Fair Credit Reporting Act (FCRA) is supposed
to ensure that when companies collect the information of consumers, they
must follow strict rules about sharing private information. A shocking
fact, however, is that a huge majority of every report, made by even the
top three most reputable credit reporting agencies, is actually riddled
with "tiny" mistakes and errors. Our dispute letter Attorneys
in St. Petersburg can help you tackle these problems with a detailed dispute letter.
Contact us now at
(727) 877-3188 so that Boss Law can help get you back on the right track today.