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Short Sales Protecting Your Future

Short Sale Lawyer

Helping Resolve Mortgage Debt Throughout St. Petersburg, FL

If you are unable to continue making mortgage payments, or you have already fallen behind, it would be wise to discuss your options with a St. Petersburg debt relief attorney at Boss Law. Mortgage debts are financial and legal issues, which is why you should hire a reliable lawyer who has experience in both areas.

At Boss Law, we have the knowledge and resources necessary to fight for your financial stability. We have been helping homeowners throughout Florida for more than a decade, working with lenders and negotiating favorable settlements on their behalf. If you’re facing insurmountable mortgage debt, we want to help you, too.

Why Some Lenders Prefer Short Sales

If you have fallen behind on your mortgage, you may be wondering what options you have left. When you contact a debt relief lawyer at Boss Law, we can help you determine if a short sale is right for you. A short sale, also known as a pre-foreclosure sale, would allow your lender to recover a substantial portion of the money that you currently owe, while also excusing you from contractual obligations.

Foreclosures can be lengthy and expensive, which is why many lenders are willing to accept a short sale offer. Although they may not be able to recover the full amount that you owe, short sales typically cost 15 to 20 % less than foreclosures. Recent reports also show that the average foreclosure in Florida takes three years to complete. For this reason, your lender may even prefer a short sale.

Navigating the Short Sale Process in Florida

Whether you are unable to make mortgage payments or you owe more than your home is worth, our debt relief attorneys at Boss Law are here to help. The sooner you act, the more options you will have, which is why you should contact a lawyer as soon as you stop making payments. We can appraise your property, gather evidence to support your case, submit a proposal, and negotiate the sale.

Working with a lawyer is critical. Not only will it help you resolve your case quicker and more effectively, but it can help to protect your rights throughout the process. We can take precautions, shield you from deficiency judgments that may lead to additional debts, and secure notices to prove that the loan was satisfied by the short sale. This is critical to protecting your future- and we’re here to provide you with help through each step of the process.

Understanding the Dos & Don’ts of Short Sales

To ensure a smooth short sale process, it is important to take a few things into consideration. First, remember that there are various closing costs—including attorney’s fees, property taxes, and notary fees. If you choose to forego a real estate agent, that’s one less cost you have to worry about. You should also know that a short sale may come with tax implications, which is why you should hire a lawyer.

How to Get a Short Sale Approved

Unfortunately, getting a short sale approved isn’t always easy. Every lender is different, each with different criteria in place to determine eligibility. In some cases, a lender may out-right refuse unless you are in default. Typically, most lenders will want you to prove that, a) you are facing financial hardship, b) your home is worth less than you owe, and c) you have found a buyer for the property. Boss Law is experienced in negotiating with lenders, so don’t wait to find out how we can help with your Florida short sale.

Ready to get started? Contact Boss Law to get in touch with our St. Petersburg short sale attorneys.

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Hear From the Thousands of People We Have Helped
  • From the first call, Boss Law made me feel empowered.

    “When you are looking for help you may feel out of your depth. It can be very overwhelming. From the first call, Boss Law made me feel empowered. Even though my situation was outside of their practice ...”

    - Nicole H
  • Chris made me feel as if I was talking to a good friend, he made me feel at peace with my situation.

    “I read great reviews online about his honesty and great work so I was eager to talk to him about my case and I'm glad I did! Chris made me feel as if I was talking to a good friend, he made me feel at ...”

    - Dulce H.
  • It a breath of fresh air knowing there is someone who understands the frustrations of dealing with collections...

    “I am currently working with boss legal. So far I spoke with Chris. First off he is very professional. Was willing to answer all my questions and go out of his way to further assist me. He is ...”

    - Salvatore I.
  • They were spectacular in working with me every step of the way.

    “Chris and the team at Boss Law are absolutely top-notch, they provided excellent counsel and guidance to enable me to resolve a fraudulent account and associated lawsuit in under 45 days from first ...”

    - Mark W.
  • Years of experience play a key role in his ability to solve problems quickly and efficiently.

    “Chris is an amazing lawyer that can help with a multitude of items. Chris always treats you with respect and focuses on you and your issues at the present. Years of experience play a key role in his ...”

    - Former Client

Values Our Firm Stand By

Learn Why Clients Choose Boss Law 
  • No Fee Unless We Win!

    Your consultation is free and with an experienced attorney. You don't pay any "out of pocket costs" unless we win!

  • Focused on Your Rights

    If you’re dealing with unfair debt collection practices or creditor harassment, we will fight for your legal rights.

  • We Care

    When you hire with Boss Law, you can rest assure your well-being is our priority. We strive to make the process as stress-free as possible.

  • Experience

    Our attorneys are backed by more than 20 years of combined legal experience and can help you choose the best path for your legal matter.

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