St. Petersburg Debt Consolidation
Our Debt Relief Attorneys Can Help You Find Your Fresh Start
Despite an individual’s best efforts to manage debt, the time may
come when a person requires professional assistance in order to obtain
meaningful debt relief. The reality is that a growing number of people
turn to qualified, experienced St. Petersburg debt consolidation lawyers
for assistance. If you are a candidate for debt consolidation, our attorneys
at Boss Law are available to provide you with the counsel and legal help you need.
An Overview of Debt Consolidation
Debt consolidation provides one avenue through which a person can obtain
debt relief. Through debt consolidation, a debtor is able to bring together
individual debts or liabilities into one loan. Rather than dealing with
innumerable creditors, a person is left in a position of having to deal
with one payment each month. Depending on your unique situation, this
can lead to lower overall monthly payments and manageable debt.
Debt consolidation may be right for you if any of the following is true:
- You are at least one month behind on your bills or underwater on your mortgage.
- You regularly spend more each month than you make, damaging your savings.
- You have many lines of credit to meet every month.
- You use your credit card for everyday expenses instead of emergencies.
How Our St. Petersburg Debt Consolidation Attorney Can Help
In the process of structuring a consolidation, a skilled attorney may be
able to obtain additional relief for a consumer. For example, a lawyer
may be able to obtain an agreement from individual creditors whereby accumulated
late fees and penalties are waived. This can end up saving a consumer
a considerable amount of money.
Below, we expand upon debt consolidation for different types of debt:
Credit Card Debt: With changes to the law in 2005, consumers face bigger challenges obtaining
relief from credit card debt through bankruptcy. For this reason, consolidation
and the professional assistance of a qualified St. Petersburg attorney
represents a solid alternative for a person who amasses unmanageable credit
Student Loan Debt: Media reports over the course of the past couple of years make it clear
that defaults and late payments on student loan debt is becoming evermore
commonplace. Consequently, more and more people with student loan debt
are finding themselves in need of professional intervention. Whatever
the nature of your financial burden, it is extremely important to understand
that student loan debt cannot be discharged in bankruptcy. With the help
of an attorney, consumers can seek alternatives to bankruptcy to manage
overwhelming student loan debt.
Now Is the Time to Contact a Debt Relief Attorney in St. Petersburg
Our St. Petersburg debt relief lawyers at Boss Law can help you overcome
your debt. Whether you’re facing bankruptcy, foreclosure, or another
financial crisis, our team is prepared to give you the opportunity you
deserve to secure your financial footing. We offer free consultations
and have more than a decade of experience in the debt relief field.
Call our office now at
(727) 877-3188 to set up your first meeting with our attorneys.